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Basics of Long Term Care Webinar

Featuring: Michael Tessler, President

Brokerage Unlimited Incorporated

It's a fact of life that is often ignored by most of us---we're getting older! We all want to age with dignity, independence and self-control. But have you (or your loved ones) prepared a plan for doing so when you can no longer care for yourself? 

Planning for healthcare costs in retirement is essential but often underemphasized. Without it, even the best retirement plan can be jeopardized by unexpected long term care needs. One recent study found 70% of people age 65 or older will require long term care¹, yet 80% currently do not have a plan in place to fund potential long term care needs².

Please join us for a basic conversation on the growing need for long term care, paying for care and the elements of long term care products.

Proactively planning ahead means preserving choices and a sense of control. 

(This presentation is for informational purposes only. No products will be sold during this webinar.)

What to Expect:

• What is long term care (LTC) and who needs it?
• Options, costs and ways to pay for care.  
• Traditional LTC plans vs Hybrid LTC plans (life insurance + long term care)
• Protecting & preserving your finances, health and family relationships. 

Source:

1. Genworth Cost of Care Study, 2024
2. American College of Financial Services, Retirement Income Literacy Study, 2023.

The cost and availability of life insurance depend on factors such as age, health, and the type and amount of insurance purchased. Before implementing a strategy involving life insurance, it would be prudent to make sure that you are insurable by having the policy approved. As with most financial decisions, there are expenses associated with the purchase of life insurance. Policies commonly have mortality and expense charges. In addition, if a policy is surrendered prematurely, there may be surrender charges and income tax implications.

Michael Tessler and Brokerage Unlimited Incorporated (BUI) are not affiliated or registered with Cetera Advisor Networks LLC. Any information provided by them is in no way related to Cetera Advisor Networks LLC or its registered representative.